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| The POSH terminal management, authorization and switching product is the software solution of over 50% of the payment systems in the Caribbean. |
"The Open Solutions POSH switch provides the reliability and functionality we require. As deployers of some of the busiest devices in the world, this uptime is critical to our business and that of our clients."
Rob Rosatelli, VP Business Outsourcing Management, Scotiabank
"Open Solutions Canada's PSG products have helped us make our international retail operations one of our most profitable units. In particular, we are always impressed by the competence and dedication PSG shows in its project work and product support."
Clifford Smith, Manager International Systems, Royal Bank of Canada
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Terminal Management, Authorization & Switching
POSH™
POSH is the most cost efficient, scalable, fully functional POS and ATM terminal management, authorization and switching product - proven every day in payment systems ranging from the largest to the smallest worldwide.
POSH provides ATM and POS terminal driving and management, transaction routing, and settlement and reconciliation.
POSH is a proven solution for inter-member connectivity for shared services offering a reliable, low cost of entry transaction switching environment. POSH is easy to use and provides a complete suite of daily and monthly acquirer and issuer reports generated in many formats.
The modular architecture of POSH allows for additional services with minimal impact to the network and POSH is one of the most up to date architectures available today as it is developed on current technology and delivered on current hardware platforms.
POSH provides fully compliant and auditable security; meeting and exceeding international compliance standards such as PA-DSS and PCI. The use of Single or Triple DES for PIN'ed transactions is available and there is an option to use MACing if desired. All switch activity (transactions, events, etc.) is logged and retained according to business needs.
Acquirer Services Switching facilities
- High availability transaction processing and switching
- Encryption support for Single and Triple DES, MACing, etc.
- Network connectivity
Issuer ServicesSwitching support
- Network connectivity
- Network application compliance
Device driving and management
- POS, dial-up ATMs (e.g. cash dispensers), direct attached ATMs (e.g. full function), kiosks, cash registers, internet etc.
- Over 30 dial-up ATM message protocols supported
- Full-function ATM protocol support for Diebold 911/912, NCR etc
- Multiple methods of communications supported
- Multi-currency facilities
Host interface support
- Support for positive and negative authorization during stand-in processing
- Cardholder maintenance using on-line messages or batch files forwarded from banking systems PIN verification
- Pre-authorization support
- Multi-currency and multi-host support
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