Maximize your core processing investment

Features/Functionality

Technology
Utilizes industry-leading technologies and standards:

• Microsoft's® .NET platform
• Microsoft's SQL Server 2005
• Web Services, XML, C# (C Sharp)

Integration

• Real-time integration with Open Solutions’ The Complete Banking Solution® core processing platform including transaction processing
• Real-time switch network integration with VisaDPS, Certegy (now Fidelity), Pemco and One Bridge pass through processors
• Multiple credit card product brand support for MasterCard® and VISA®
• Standard statement output option in XML
• Customizable statement messages
• General ledger integration
• Credit insurance support
• Credit Bureau Reporting - Metro 2

Promotional/Rates

CCM provides the power and flexibility to customize APR rates at either the product or account level. This includes distinct rates at the feature level (Purchases, Cash Advance, Balance Transfers or Promotions). Promotional and automated delinquency rate options including promotional pricing plans, introductory rates, balance transfer programs and fixed payment plans are also available. Other rate features include:

• Multiple balance categories with separate interest rate support for purchase, advance and promotional transaction activity
• Support for multiple fee types (fixed or percentage)
• Fixed or variable rate interest calculation support
• Payment holiday (Skip-a-pay) options
• Cash back rewards program

Intuitive Design

The easy-to-use Web-based user interface makes CCM a simple, yet powerful tool for managing data and tight schedules. You can search the data by customer, account or cards before selecting detailed information. Task automation in CCM also gives your employees the power to be even more productive. Other user-friendly design features include:

• Context sensitive task-based help system
• Product Wizard tool to expedite establishing new card programs
• Card Editor Wizard tool to expedite card maintenance (deactivation, reissuing, instant issuing and editing card information)
• Complete back-office support for credit services, dispute resolution, fraud detection, lost/stolen hotline, risk management or card issuance
• Disputed transaction tracking support
• Application role and group defined user security
• Report scheduling for system generated and customizable reports
• Built in Schedulable Business calendar to establish and maintain transactional posting periods, including regular business days and observed business holidays.
• Built in transaction poster functionality

The more products and services you offer your customers, the less likely they'll be to leave your bank. Today's customers are looking for customer service and convenience. The new Open Solutions Credit Card Module is just another tool you can add to your growing list of products and services to help better serve your customers.